Author: Annette Rowena

As Hong Kong enters 2025, its fintech sector is set for significant growth and transformation. But will the journey be smooth? Discover the latest Hong Kong fintech trends, including the city’s strategic initiatives, regulatory developments, and technological advancements, all contributing to the creation of a dynamic ecosystem that aims to solidify Hong Kong’s position as a leading global fintech hub. 1. Digital Banks Aim for Profitability Hong Kong’s virtual banks are making steady progress towards profitability, with some already achieving this milestone. ZA Bank and WeLab Bank both recently announced that they have reached double-digit and breakeven growth, respectively, demonstrating…

Hong Kong Web 3.0 is emerging as a global powerhouse. With its strategic efforts to regulate stablecoins, pilot the e-HKD (electronic Hong Kong dollar), and foster blockchain-driven cross-border collaborations, the city is paving the way for a digital-first future that is transforming its financial landscape. Bridging Global Markets with Blockchain Innovation Crypto custody regulation in Hong Kong is witnessed in Project Ensemble, a collaboration between the Hong Kong Monetary Authority (HKMA) and the central banks of Brazil and Thailand. The project has been exploring how blockchain-based tokenization can facilitate seamless, efficient international payments. It has enabled banks and companies to…

Step aside traditional finance—robo-advisors are revolutionising how Hong Kong manages money. These AI-powered platforms turn investment from an intimidating game of suits and jargon into a sleek, user-friendly experience. This guide dives into the top players in Hong Kong, showcasing their standout features, costs, and how they cater to every investor type. Top Robo-Advisors in Hong Kong to Watch These robo-advisors leverage AI and big data to provide personalised strategies, optimise allocations, and adapt to market changes in real time. 1. StashAway StashAway , which entered the Hong Kong market in 2021, offers AI-driven portfolios optimised for cross-border investments, with…