Reap has integrated Circle‘s tokenised money market fund, USYC, into its corporate spend platform. The move allows globally operating businesses to generate yield on their idle treasury balances.
The USYC fund provides institutional grade exposure to short-term U.S. Treasury backed assets.
It operates onchain to maintain liquidity for daily operations. According to the company, the fund had approximately US$2.9 billion in circulation as of May 2026.
Reap has added this yield bearing functionality to Reap Direct, its unified platform for managing corporate credit cards, cross-border payments, and expense management.
The platform operates across both fiat and stablecoin infrastructure, powered primarily by USDC. This integration allows businesses to earn yield on idle balances without leaving the Reap ecosystem.
Companies can maintain liquidity for operational needs such as payroll, vendor payments, and expenses, while managing their treasury and payments within a single platform.
The move reflects a broader shift among corporate treasury teams toward using tokenised cash equivalents.
According to an AlphaPoint report cited by the company, yield bearing stablecoins grew from US$9.5 billion at the start of 2025 to more than US$20 billion by the end of the year.
“Reap was built to help global businesses run and grow with stablecoins,”
said Daren Guo, Co-Founder of Reap.
“Integrating USYC into Reap Direct is a natural evolution of that vision, giving our clients a seamless way to not only move and manage capital, but also to put idle funds to work.”
“This is about embedding modern treasury capabilities directly into the financial workflows businesses already rely on, with the speed, transparency, and control that stablecoin infrastructure enables,”
Guo added.
“USYC is designed to bring institutional-grade, yield-bearing assets onchain in a way that is accessible and programmable,”
said Leo Mizuhara, Vice President of Product Management at Circle.
“Reap’s integration is a strong example of how tokenised treasury instruments are moving into real-world business platforms, enabling companies to incorporate yield-generating assets directly into their financial workflows.”
The company stated it remains focused on expanding its infrastructure to bridge traditional finance and digital assets.
Featured image credit: Edited by Fintech News Hong Kong, based on image by mkmult via Magnific
