The Hong Kong Monetary Authority (HKMA) announced its “Fintech 2030” strategy at the Hong Kong Fintech Week 2025.
The plan aims to strengthen Hong Kong’s position as a resilient and future-ready fintech hub.
Marking the tenth anniversary of Hong Kong’s flagship fintech event, co-organised by the HKMA and InvestHK, the launch brought together global participants to share insights, explore partnerships, and discuss the next phase of digital finance.
In his keynote address, HKMA Chief Executive Eddie Yue outlined four pillars under the “DART” framework: data and payment infrastructure, artificial intelligence, resilience, and tokenisation.
The strategy includes more than 40 initiatives to advance these areas.
Key measures include developing secure, scalable systems for data sharing and cross-border payments to unlock credit, boost trade finance for businesses, and enable more personalised services and seamless remittances for individuals.
The AI² Strategy for authorised institutions will promote responsible AI adoption and foster shared, finance-specific models in collaboration with industry partners.
The HKMA will also enhance resilience through a fintech-specific cybersecurity certification framework, real-time threat detection, and readiness for post-quantum cryptography.
The plan further accelerates tokenisation by expanding the use of digital money such as the e-HKD, tokenised deposits, and regulated stablecoins.
It also covers the tokenisation of real-world assets, including government bonds and Exchange Fund papers.
To support these efforts, the HKMA will launch the Project Ensemble pilot to enable real-value transactions on blockchain infrastructure.
Yue said,
“The power of collaboration, across public and private sectors, and across borders, has set the stage for even greater success on our journey towards Fintech 2030.
With a clear focus under the “DART” strategy, let us join hands in reimagining the future of finance, opening a new chapter, and pushing the boundaries towards a more sustainable and inclusive fintech ecosystem.”
Featured image: Edited by Fintech News Hong Kong, based on image by lifeforstock via Freepik
