ZA Bank announced that starting from today, new users will get their loan application approval results instantly via ZA Bank’s official website, enjoying a seamless and convenient digital finance experience.

In order to receive the preliminary approval results in an immediate manner, applicants only have to visit the “Borrow” page on ZA Bank’s website, click “Apply Now”, and then enter basic personal information. The whole journey will take place on one single website, where an application can be completed in as fast as 90 seconds without the need to submit any proof documents.

Devon Sin, Co-Head of Retailing Banking at ZA Bank, said:

“In most cases, loan applicants would expect to know the maximum loan amount or interest rate approved by banks as soon as possible. Yet currently some banks require new customers to submit proof documents as part of a time-consuming approval process.

That is why ZA Bank decided to go the extra mile by eliminating the complicated procedures of app download and ID card scanning at the pre-approval stage, making the approval process faster than making a cup of instant noodles.

 

In addition to existing loan offers, applicants can now get an extra HKD 100 Deliveroo coupon by applying for ZA Bank’s loans and receiving the approval result via the official website. From today until 31 March 2022, applicants will receive the Deliveroo coupon by viewing the preliminary approval result in the ZA Bank App within 24 hours after the result is released on the website.