Hong Kong’s digital life insurer Blue announced the launch of its WeMedi Top Up (Outpatient) Protector, a top up outpatient plan in the digital life insurance market to subsidise existing outpatient plans to help customers alleviate the financial burden of medical expenses.

The plan allows customers to top up their existing group or personal outpatient reimbursement insurance plans by other insurers.

Customers can be subsidised for their outstanding medical expense after being reimbursed from other insurers, helping them to reduce their protection gap.

With the Blue’s WeMedi Top Up (Outpatient) Protector plan, customers will be entitled to the maximum top up benefit per policy year ranging from HK$2,000 to HK$10,500.

With no waiting period, customers will receive instant coverage and can make a claim once the plan is effective.

Blue said that the online application process takes only five minutes and personal medical reports are not required for submission.

With the streamlined claim process, customers need to provide a copy of medical receipts and relevant claim statements from their insurers to make a claim.

They may be able to receive reimbursement via the Faster Payment System (FPS) in a minimum of one hour.

Charles Hung, CEO and Executive Director of Blue, stated,

“We are proud to launch yet another digital market-first solution that helps our customers minimise their expenses and make their lives easy.

 

Our WeMedi Top Up (Outpatient) Protector plan is a prime example that Blue is dedicated to creating products that are flexible, easy and affordable, allowing our customers to feel comfortable when it comes to protecting their health.”

Featured image: Charles Hung, CEO and Executive Director of Blue