Mastercard and JD.com have entered a strategic partnership to develop cross-border supply chain finance tools for businesses and build payment infrastructure to support the e-commerce company’s international expansion.

The collaboration will focus on integrating global payment connectivity, allowing JD.com to broaden its use cases in international commerce.

“This is the natural next phase in our long-standing relationship with JD.com,”

said Michael Miebach, CEO, Mastercard.

“Mastercard will continue to be a bridge between China and the world.”

The two companies plan to explore a cross-border supply chain finance network.

This initiative aims to improve financing access for SMBs, making it easier for them to participate in international trade.

“Our new partnership with Mastercard will support the development of JD.com’s international business and strengthen our ability to serve consumers and businesses worldwide,”

said Sandy Xu, CEO, JD.com.

The partnership also targets international travellers in China.

The companies will expand payment choices, increasing the acceptance of overseas cards across JD.com’s e-commerce platforms and retail channels.

They are also looking to improve checkout, shopping, and tax refund processes for foreign visitors.

Additionally, Mastercard and JD.com will investigate AI-powered purchasing tools for consumers and businesses through Mastercard Agent Pay, alongside expanding co-branded card offerings.

To support transaction security, the companies will cooperate on risk management, identity authentication, and anti-fraud systems using real-time monitoring.

Featured image credit: Edited by Fintech News Hong Kong, based on image by andranik.h90 via Magnific