Alipay launched what it refers to as China’s first full-stack agentic commerce platform for merchants. The Alipay agentic commerce platform is designed to help them transition from digital operations to those which are AI-powered.

Cyril Han, CEO of Ant Group, shared,

“AI agents will become a new interface connecting hundreds of millions of users with tens of millions of merchants, unlocking a new intent-driven commercial ecosystem. Through trust, connectivity, and an open ecosystem, Alipay will help build a new generation of AI-powered services and support agentic commerce growth.”

The platform comprises a suite of AI business tools that merchants can pick on their own to suit their specific needs.

It also allows merchants to integrate their services into the broader Ah Bao ecosystem, which is powered by Alipay’s AHA protocol. The protocol supports both cross-device and cross-agent interoperability.

A single integration with Ah Bao is said to enable merchants to extend their reach beyond Alipay users and towards consumers across smartphones, cars, AI glasses and AI applications.

Launched by Alipay this June, Ah Bao is referred to as a super service AI agent. It enables consumers to access 10,000+ AI-powered everyday services, from paying utility bills to finding EV charging stations, all via natural conversations.

As of August 2026, Ah Bao has connected with 4 leading smartphone brands, which account for 70+% of the market. Jun Li, President of Alipay Business Group, shared,

“As smart devices become increasingly widespread, intelligent services are becoming more contextual, real-time, and universally accessible, with seamless connectivity across devices and AI agents making service entry points available everywhere.”

To help individual developers and merchants enter the AI agent ecosystem at a low cost, Alipay also launched an AI Business Incentive Program.

Featured image edited by Fintech News Hong Kong based on an image by SohagShantonur on Magnific