After successfully building digital banks across two continents, Tyme Group is now eyeing their 3rd GoTyme Bank.

Rachel Freeman, Chief Growth Officer, shared that they are looking to decide within the 12 months time frame and hinted at some potential markets.

Anxin Leong, also weighed in on the IPO timing, explaining why a listing remains a matter of when, not if, but 2029 or 2030 is a more realistic window than the 2028 target previously floated by CEO Coen Jonker.

In this episode:

• The shortlist for the third market and the 6 to 12 month decision window
• How the kiosk model beat digital marketing on customer acquisition cost and unlocked profitability in Africa
• What the Nubank partnership actually delivers beyond the $150M cheque, especially in unsecured lending
• Why a single codebase across continents made cross-market scaling cheaper, faster and lower risk
• The role of a deliberately narrow tech partner stack: AWS, Mambu, Databricks
• Why the IPO is “a matter of when, not if,” and why 2029 or 2030 is more realistic than 2028
• The rebrand to GoTyme and what it signals about the group’s listing readiness