In just under three years, Trust Bank has gone from a new entrant to becoming Singapore’s 4th largest bank.

Fintech News Networks Chief Editor sits down with Trust Bank CEO, Dwaipayan Sadhu where he reveals the secret sauce behind how they scaled to over a million customers in Singapore’s overbanked market.

In this video, we talk about:

• Why over 70% of new users come through referrals
• Their approach to building a modern core banking stack from scratch
• How a full banking license gave them an edge over digital-only challengers