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ZA Bank offers Click to Pay with Visa as a standard card feature from 1 April 2025, enabling cardholders to have a faster, seamless and more secure experience at online checkout.
The digital bank’s partnership with Visa aims to meet the growing demand from issuers, acquirers, and merchants to improve customer satisfaction and enhance the online shopping experience.
Click to Pay with Visa claims to reduce checkout time from minutes to seconds. As ZA Bank offers Click to Pay with Visa, registered cardholders can apparently now bypass guest checkout, skip form fields, and eliminate the need to remember passwords, all while ensuring their transactions remain secure.
Cardholders could also further enable Visa Payment Passkey using their devices’ biometric capabilities for enhanced security. A cardholder can enrol for Click to Pay via their ZA Bank App.
Corey Chu, Head of Retail Loan and Card at ZA Bank, said,
Corey Chu
“We are delighted to deepen our collaboration with Visa by integrating Click to Pay into our card proposition. As the first issuer in Hong Kong and across APAC to launch this payment feature, ZA Bank continues to set new industry benchmarks in fintech innovation. ”
Vivian Ying
Vivian Ying, Head of Products, Visa Hong Kong and Macau, added,
“Driving innovation is at the core of what we do at Visa. We are excited to partner with ZA Bank, Hong Kong’s leading digital bank, to introduce Click to Pay to their cardholders.”
Click to Pay is a tokenised solution that simplifies digital checkouts while meeting EMVCo standards. It apparently uses Visa Token Service (VTS) to add multiple layers of advanced security, helping to improve authorisation rates and reduce fraud in online transactions.
VTS replaces sensitive card details, like the 16-digit Primary Account Numbers (PANs), with tokens. This is said to reduce fraud by 58% and improve authorisation rates by an average of 2.5% across the region compared to PAN-based card-not-present (CNP) transactions.
Click to Pay with Visa is now available for issuers to implement in 12 Asian markets, including Australia, Hong Kong, Indonesia, Malaysia, and Singapore.
