Position title
Credit Officer – Personal Loan

Are you looking for your next career move? WE ARE THE ONE!

Zero Finance is a wholly owned subsidiary of Termbray Industries - (Stock code: 0093). We are one of the leading Fintech Companies in Hong Kong, committed to providing Financial Solutions to our clients since 2014. Our lending business reached HKD 159 million and revenue of HKD 52 million compared to 2021.

X WALLET is the 1st APP in the Hong Kong Market to feature a 5-second A.I. approval credit product. Our app acquired over 100k users and achieved steady growth over the years. This year, we will continue to break through with new features products. Our newly-launched X Pay is one of the new payment products to excel in the market of Paylater solutions.

To accelerate business growth, we are looking for a high-calibre - You to join our cohesive community! In this role, you will work with experienced crews in our credit dept., report to the Credit Manager. You will be a good fit:

If you enjoy:
  • Handle loan applications and account maintenance
  • Assist the branch to achieve business target
  • Keep updates on manuals, SOP and credit policy periodically
  • Perform UAT on new product and service delivery
  • Provide workable and constructive feedback to the supervisor to improve process flows & system logic for better efficiency
  • Liaise with various parties to review credit policy and other internal guidelines;
  • Performs other duties as assigned
  • 3 years or above relevant loan or credit approval experience in lending service or Fintech, Banking & Finance industry
  • High diploma or related disciplines with experience in lending operations is an advantage
  • Detail-minded, self-motivated, able to work independently with a good team spirit
  • Good command of Cantonese, Mandarin, and English
  • Familiar with MS Word, MS Excel and Chinese Word Processing
  • Immediate available is highly preferred
Job Benefits
  • Rewarding career development on a Fintech–payment project!
  • 1:1 coaching and mentoring, work with a friendly, open-minded, supportive team!
  • You will be heard, valued, recognised, and appreciated!
  • Working in a convenient office location - Sheung Wan!
  • Attractive remuneration package with a discretionary bonus!
  • The top-notch medical plan includes Annual body check, clinical, hospitalisation & Dental!
  • Free flow snacks and drinks! Yay!
  • Our little gratitude on your birthday, Festival gifts or red packets!
  • Regularly volunteers, sports company activities!

If you are a good fit, please come, click the 'Apply Now' button and JOIN US!

All personal information collected will be treated in strict confidence and used for recruitment purposes only.

Zero Finance is a financial technology company aimed to provide to the public a zero limit, zero wait, and zero pain financial service. Founded in 2014, Zero Finance focuses on inclusive finance and wealth management businesses.

Employment Type
Financial Services
Job Location
Hong Kong
Date posted
October 12, 2023
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